The

  • easiest way
  • safest way
  • fastest way
  • stress-free way

for owners to manage

company finances.

  • Real-time cash flow visibility and financial forecasting

  • AI-powered transaction categorization and reconciliation

  • One-click tax returns and comprehensive reporting

Get alerted when we project a future low balance and create unlimited ‘what-if’ projections to run scenarios.

See the future.

Sleep better knowing exactly how much money you have today and how much you will have next week.

Tensor Clarity—our proprietary cash projection tool—provides an accurate, day-to-day forecast of your cash flow. We automatically collect and reconcile information from your bank account, credit card, payroll, point-of-sale system, and bill pay, matching transactions across systems, collecting information on your scheduled expenses, and even finding patterns in your spending that you didn’t know existed. 

Free yourself from mindless busywork.

Our AI-powered merchant identification and classification system has a custom catalog of merchants and categories specifically tuned to your industry and individual business.

Taxes, stress-free

Tensor tracks every transaction, every day—including the tax implications. Every account is reconciled and every number matches. When you’re ready to prepare your taxes, answer a few questions and click “Send to CPA” and we’ll automatically transmit everything directly to your CPA in the format they’ve requested. No complicated back-and-forth. Just done.

Don’t have a tax preparer? We will do it for you through the Tensor Tax Network. Our CPA network works seamlessly with the Tensor platform to ensure an affordable, stress-free experience.

Our Services

Self-Employed

$99/mo

Perfect for freelancers and contractors looking to manage their client receipts and potential deductions.

  • Clarity-AI identification and categorization for all transactions

  • Email and chat support

  • Customer review for uncategorized items

  • Automatically drafted Schedule C for your tax return

Business

$199/mo

Perfect for businesses with multiple employees or owners and higher revenues.

  • Clarity-AI identification and categorization for all transactions

  • Email and chat support

  • Tensor-support provided review for accuracy and completeness

  • Dedicated business advisor available by phone and email

  • Complete reconciliation and tax package, delivered directly to your CPA

  • Access to the Tensor Tax Network

6 months of historical transaction processing are included in all Tensor plans. Your first 3 months after signing up are processed for free. Additional historical months can be uploaded from your prior financial system at no charge, or Tensor processing can be purchased at the standard monthly rate for the plan you are on.

Empowering small businesses.

Owning a small business is hard. The owner has to be an expert in everything—not just delivering products or services, but also marketing, sales, and finance. You started your business because you love what you do, not because you wanted a self-taught lesson in accounting. And there just aren’t enough hours in the day. 

We created Tensor Financial to make it easier to run a small business. We apply state-of-the-art technology to the problems that distract you from running your business. We started with the biggest distraction—finances, but this won’t be the last small business problem we solve.

This isn’t an offshore body shop using the same old software the same old way to create the same old problems. We’ve purpose-built our software to solve this unique problem for small businesses; we back it up with US-based, professional finance people for support.

How did we get here? After a 20+ year career as a CFO, I bought a $2.5m industrial business. With my background, I thought the finances would be the easy part. It turns out they weren’t. The tools were built for big companies and bookkeepers who did nothing but accounting all day long; I needed something that could get the job done in the limited nights and weekends I had leftover after running the business all week.

Let us help you get the most out of your small business.

Sanjay Khare and Darryl Nicholson
Co-Founders of Tensor Financial Corporation

Get in Touch

Have questions or comments? We’re standing by.